Everyday Bank Account Orange Everyday

Choose whether to withdraw funds or reinvest, or set up instructions in advance. We’ve got helpful tips for managing your money at every age and stage. Learn how to identify a scam or a fraud, how to protect yourself online and what to do if you think you’ve been targeted.

Simple Saver Account

When you join ubank, you’ll get 3 accounts, a Spend, a Bills, and a Save. Our accounts come with handy features to manage your money and have no everyday fees. ANZ Online Saver account earns a standard variable rate of interest, which is subject to change. Access your funds prior to maturity by providing 31days’ prior notice to redeem your account early (an interest adjustment andearly payout fee apply).

Account fees

Yes, the interest rate you’re offered when opening a savings account may change over time. This is due to most savings accounts having a variable interest rate, which means the rate can change due to economic conditions (e.g. the lowering or raising of the cash rate). Even so, you can always try to meet the requirements the next month. This means that the variable ongoing rates will apply to each portion of your savings account balance, from when you open the account.

Whether you’re saving for a special purpose or seeking greater returns with convenience, we have a savings account to suit. On top of that, it’s also flexible, so you’re generally able to deposit or withdraw your savings at any time. Quickly search and find the answer to common questions to manage your bank accounts. The exception is if you wish to open a joint or shared savings account, then you will need to first open a joint or shared Macquarie Transaction Account. Where we tell you that stepped interest applies to your Account, there may be different interest rates applicable to different portions of your Account balance. To see how our variable ongoing rates have changed in the past, see our previous interest rates.

Early withdrawal fees will apply and the account will incur an interest reduction in respect of the money withdrawn or transferred early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF). At maturity we will reinvest your ANZ Advance Notice Term Deposit based on the reinvestment consent you have given us and in accordance with instructions you have provided. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your 7 day grace period (following reinvestment) to make alternative arrangements. Term deposits typically have no account service fees unless you withdraw your funds prior to maturity. Savings accounts, on the other hand, often have service fees or transaction fees.

ANZ Plus

So, be the lion and lead the pack with our top savings rate. Once you deposit $2,000 or more into your Everyday Global Account, you’ll qualify for 2% cashback on eligible tap and pay purchases under $100@accounts-2percent-cashback. This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.

• If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you.
• Additionally, we have simplified our bonus interest rate offer; all interest rate tiers up to $1 million will now have a single bonus interest rate.
• After reinvestment, you have seven calendar days to make changes or add/withdraw funds at no cost.
• For all general enquiries and matters relating to the myBOQ app.

We’ll give you the Biller Code and your Customer Reference Number when you apply. You may be charged a fee to transfer the funds by your institution and there may be a payment limit. There is a $500,000 limit for BPAY transactions if you pay from your NAB account and have SMS Security, and may need to make multiple payments if the Term Deposit balance exceeds $500,000.

Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees. A $10 monthly fee applies if you link your ANZ Plus Everyday account to your pokies for real money ANZ Plus Home Loan as an offset account. (Standard variable rate of % p.a. + additional variable rate of % p.a. on one eligible Savings Maximiser up to $100,000).

Note – the $10,000 per account limit does not apply to payments made to accounts held with Macquarie but the daily Pay Anyone limit still applies. Following the RBA’s decision on 12 August 2025 to reduce the official cash rate by 0.25%, we’ve made changes to our bank account interest rates, effective 15 August 2025. Further details are set out in ANZ Saving and Transaction Products Terms and Conditions (PDF 746kB). Being able to choose the length of your term deposit can give you flexibility.